JAGA POKET PROJECT

Jaga Poket Project: The SMART Way to Secure Your Financial Future

Struggling To Make Ends Meet?

Are you a university student, young adult, parent, or small business owner who feels overwhelmed every month trying to make your money last?
Tired of never having enough left to save, invest, or just enjoy life?
You’re not alone. In fact, over half of Malaysians admit to poor financial habits, growing debt, and zero savings for emergencies.

Here’s The Reality:

• Over 75% of Malaysians run out of their salary within 30 days.
• Most first-time employees and young parents have little knowledge on debt management or how to start investing.
• Small business owners often struggle with cash flow and may not prioritize personal finances.

The problem isn’t that you lack discipline or ambition – you just haven’t been given the right tools, mindset, and guidance to manage your money smartly. 

Imagine If You Could...

• Confidently track every cent you earn and spend
• Build lasting savings – even on a tight budget
• Get your debts under control without feeling suffocated
• Start investing (even with RM50!) with clarity and purpose
• Avoid common financial traps and scams
• Feel in control, secure, and free to enjoy life

Jaga Poket Project makes all that POSSIBLE.

Introducing: Jaga Poket Project

A Practical, Step-by-Step Online Course To Master Your Money Using The SMART Poket System

Specially designed for:

• University students eager to lay a strong financial foundation
• Young adults craving smart money habits that last a lifetime
• Parents wanting to set a winning example for their families
• Small business owners needing personal and business finance structure

What You’ll Learn Inside Jaga Poket Project

Based on the proven SMART Poket model:

• Simpan (Save): Simple & consistent saving techniques anyone can start
• Minda (Mindset): Cultivating a financial mindset for long-term success
• Analisa (Analyse): Budgeting, tracking, and understanding your cash flow & debts
• Rancang (Plan): Step-by-step guide to planning investments & your financial future
• Terap (Apply): Practical strategies and ongoing support to make these habits stick

Course Topics & Subtopics

1. Personal Finance Basics
   • The importance of financial awareness
   • Understanding and recording your cash flow
   • Getting started with expense tracking
2. Monthly Budget Planning
   • Building a realistic monthly budget
   • Needs vs wants: How to balance
   • Practical tips to control spending
3. Effective Saving Strategies
   • Setting achievable saving goals
   • The “Pay Yourself First” principle
   • Comparing savings accounts & methods
4. Debt Management
   • Types of debt: good vs bad
   • Debt Snowball vs Avalanche method
   • Avoiding unnecessary debt traps
5. Investment Basics in Malaysia
   • Introduction to stocks, unit trust, gold
   • Property investment: risks & potential
   • Easy guide to ASB, Tabung Haji, EPF
6. Risk Management in Investments
   • Understanding investment risks
   • Diversifying your portfolio
   • How to minimize losses
7. Common Financial Mistakes
   • Overspending & lifestyle inflation
   • Lacking emergency savings
   • Falling for get-rich-quick scams

Why Jaga Poket Project Is Different

• Real Experience, Real Solutions: Harraz, a certified financial consultant, brings years of real-life experience helping Malaysians just like you – not just theory!
• Step-by-Step Modules: Each lesson is structured for easy learning, even for complete beginners.
• Tools, Templates & Worksheets: Downloadable PDFs and resources to use instantly.
• Supportive Community: Join a private group for Q&A, accountability, and sharing progress.
• Flexible Learning: Access lessons anytime, on any device, and learn at your pace.

Who Is This For?

• Students who want to start smart and avoid costly mistakes
• Young adults who want to gain control and peace of mind
• Parents who want to build a strong financial legacy
• Entrepreneurs looking to separate and strengthen business/personal finances

About The Instructor

Harraz
A freelance financial consultant experienced in digital budgeting tools and author of a popular personal finance ebook. He has helped countless young Malaysians manage their budgets and regularly shares easy, actionable tips on social media. Harraz believes in practical action, not just theory, and is passionate about empowering people with real financial skills.

What Others Say

"I never knew where my money went, but after Harraz’s training, I saved my first RM3,000 in 6 months!"
— Farah, University Student

"The SMART Poket system is so easy to follow! I finally understand how to budget AND invest safely."
— Amir, Young Father

"The community support is a game-changer. I feel motivated and accountable every month."
— Siti, Small Business Owner

Your Investment

Normal Price: RM299
Special Launch Offer: RM139 only! 

• FREE lifetime updates 
• FREE download of the Essential Budgeting Worksheet 
• 7-day money-back guarantee if you don’t benefit

Frequently Asked Questions (FAQ)

Q: I have zero experience in finance. Can I join?
A: Absolutely! The course is designed for total beginners.

Q: Are the lessons live or pre-recorded?
A: All lessons are pre-recorded so you can learn anytime, anywhere, at your own pace.

Q: Do I need to buy any expensive software?
A: No. All useful tools and templates are provided, and we focus on FREE or affordable apps.

Q: Will there be personal support?
A: Yes! You can ask questions in the group and join live Q&A sessions with Harraz.

Q: Can I get a certificate?
A: Yes, a certificate of completion is provided upon finishing the course.

Ready To Take Control Of Your Financial Future?

Click the “Enroll Now” button at Digyprime.com and secure your spot in the Jaga Poket Project!
Remember: Your wallet, your rules. Start today, so your future self will thank you.